Help Your Business Grow

If you run a dairy farm, we think we’re your obvious choice for the bank. But even if you don’t, we have a business banking solution that’s just right for you. Regardless of the type of business you own, your banker needs to be your partner and ally.

Account Freebies

Banking should be easy, accessible, convenient and yes, free. We don’t tack fees onto things other banks do, it’s just the right thing to do. We do not charge a fee for use of our debit card. Unlike other major banks, we believe debit card usage is a service to you. Free ATM and debit cards (even replacement cards), free checking accounts, free online bill pay, free image statements, free, free, free. Did we say free?

At Adams Dairy Bank we work very hard to keep the cost of banking as low as possible. While other banks charge fees at every turn, we remain committed to delivering service without sacrifice.

Business Checking Accounts

Your business checking account is the key to your financial management. Unlock its ability to earn real rewards for your business with a customized plan from Adams Dairy Bank. Let us know your business needs and we will be there to help you.

Regular Business

  • $500 Opening Deposit
  • No Minimum Balance
  • No Service Fees
  • Free Remote Deposit*

Business NOW

Non-Profit Organizations or Sole Proprietorships
  • $500 Opening Deposit
  • No Minimum Balance
  • Interest Bearing on Balances Over $1,500
  • No Service Fees
  • Free Remote Deposit*

Savings & Money Market Accounts


  • $100 Opening Deposit
  • $100 Minimum Balance ($3 Charge if Minimum Balance is Not Maintained Per Quarter)
  • Interest Bearing
  • Quarterly Statements
  • $1 Charge for Each Withdrawal After Six (6) Per Quarter

Money Market**

  • $5,000 Opening Deposit
  • $5,000 Minimum Balance ($10 Charge if Minimum Balance is Not Maintained Per Month)
  • Interest Bearing
  • Monthly Statements
  • $5 Charge for Each Withdrawal after six (6) Per Month

Additional Info

Seriously. We’ve tried to include everything you need in one convenient place, but if you don’t see it – ask us and we’ll find it.

Free for Customers

  • Gift Cards
  • Online Banking & Bill Pay
  • Cashiers Check
  • Money Order
  • Telephone Transfer
  • ADB's Foreign ATM Charge
  • ATM/Debit Card Replacement
  • Cash Advance
  • Copy of Check
  • On-Us Check Cashing
  • Copy of Statement
  • Balance Assistance
  • Notary Services
  • Zipper Bags
  • Coin Counting
  • Electronic Statements
  • Exceptional Customer Service With a Smile

Fees for Customers

  • Overdraft Fee - $30
  • Return Item Fee - $25
  • Return Deposit Item Fee - $5
  • Stop Payment Fee - $30
  • International Wire - $30 (Incoming & Outgoing)
  • Domestic Wire - $15 (Incoming & Outgoing)
  • Garnishments - $25
  • Levy - $25
  • Research - $25/hr

*Some restrictions apply.

**Limited to six (6) withdraws from an account each statement cycle. This includes Automated Clearing House, electronic or transfer withdrawals.