Business Accounts & Services

Business Accounts

Business Checking & Savings
Your business checking account is the key to your financial management. Unlock its ability to earn real rewards for your business with a customized plan from Adams Dairy Bank. Let us know your business needs and we will be there to help you.

Money Market Deposit Account
Our Business Money Market Account provides you the opportunity to earn a high rate of interest. Transfers are limited to 6 per statement cycle, of which no more than 3 may be checks. The interest rate earned is determined by the balances maintained.

Certificates of Deposit
Adams Dairy Bank has a variety of rates and terms available for you. Select a term tailored to your investment needs, click here for more details.

Check Imaging
Check Imaging is a process where digital images of each check we process are captured and stored on disk. The images are then sorted, sized, and delivered to you in your monthly statement.

Check Imaging not only provides you with an easy, convenient way to store and organize your canceled checks, but allows us to provide you with faster and less expensive research services should you require copies of past statements or individual checks. You can make your request by calling us directly at 816.655.3333.

Check Imaging, provided with your monthly statement, is a free service provided by Adams Dairy Bank for all of our checking accounts.

Business Checking Accounts

Regular Business Checking

  • $500 Opening Deposit
  • $500 Minimum Balance
  • No charge for the first 60 debits and 25 credits per statement cycle. $0.20 per item after 60 debits and $0.20 per item after 25 credits
  • Free Online Banking
  • Business Check Card*

Premium Business Checking

  • $500 Opening Deposit
  • No Minimum Balance Required
  • Debit Fees: $0.15
  • Deposited Item Fee: $0.15
  • Per Deposited Item Fee/Local: $0.06
  • Per Deposited Item Fee/Non-Local: $0.08
  • $10 Maintenance Charge
  • Earnings Credit to Offset Service Charge
  • Business Check Card*

Business NOW Account

  • $500 Opening Deposit
  • $1,500 Minimum Balance
  • No charge for the first 60 debits and 25 credits per statement cycle. $0.20 per item after 60 debits and $0.20 per item after 25 credits
  • Interest Earned
  • Business Check Card*
  • Free Online Banking

Savings & Money Market Accounts

Statement Savings**

  • $100 Opening Deposit
  • $100 Minimum Balance
  • $1.00 will be charged for each withdrawal after six (6)
  • Current Interest Rates

Money Market Account**

  • $5,000 Opening Deposit
  • $5,000 Minimum Balance
  • $5.00 will be charged for each withdrawal after six (6)
  • Tiered Interest Rates

*Based on Credit Approval
** Six (6) withdrawals from an account each statement cycle. This includes Automated Clearing House, electronic, or transfer withdrawals. Of the six (6) withdrawals, no more than three may be Point of Sale or 3rd party check.