Business Banking

Business Accounts & Services

Business Banking Starts Here
If you run a dairy farm, we think we’re your obvious choice for the bank. But even if you don’t, we have a business banking solution that’s just right for you. Regardless of the type of business you own, your banker needs to be your partner and ally.

Business Checking & Savings
Your business checking account is the key to your financial management. Unlock its ability to earn real rewards for your business with a customized plan from Adams Dairy Bank. Let us know your business needs and we will be there to help you.

Money Market Deposit Account
Our Business Money Market Account provides you the opportunity to earn a high rate of interest. Transfers are limited to 6 per statement cycle. The interest rate earned is determined by the balances maintained.

No Debit Card Fees
Adams Dairy Bank does not charge a fee for use of our debit card. Unlike other major banks, we believe debit card usage is a service to you. Free ATM and debit cards, free checking business accounts, free online bill pay, free, free, free. Did we say free?

At Adams Dairy Bank we work very hard to keep the cost of banking as low as possible. While other banks charge fees at every turn, we remain committed to delivering service without sacrifice.

Business Credit Card
We make it easy to choose the credit card that is right for you. Our Business Visa® Card is available in two options, Standard Card with no annual fee or the Preferred Points Card.

 

Certificates of Time Deposit
Adams Dairy Bank has a variety of rates and terms available for you. Select a term tailored to your investment needs, click here for more details.

 

Check Imaging
Check Imaging is a process where digital images of each check we process are captured and stored on disk. The images are then sorted, sized, and delivered to you in your monthly statement.

Check Imaging not only provides you with an easy, convenient way to store and organize your canceled checks, but allows us to provide you with faster and less expensive research services should you require copies of past statements or individual checks. You can make your request by calling us directly at 816.655.3333.

Check Imaging, provided with your monthly statement, is a free service provided by Adams Dairy Bank for all of our checking accounts.

 

Business Checking Accounts

Regular Business Checking

  • $500 Opening Deposit
  • No Minimum Balance
  • Unlimited Check Writing Privileges
  • No Service Fees
  • Free ATM/Debit Card
  • Free Online Banking
  • Free Online Bill Pay

 

Business NOW Account
(Non-Profit Organizations or Sole Proprietorships)

  • $500 Opening Deposit
  • No Minimum Balance
  • Interest Earned on Balances Over $1,500
  • Unlimited Check Writing Privileges
  • No Service Fees
  • Free ATM/Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • Current Interest Rates

Savings & Money Market Accounts

Statement Savings**
(Personal and Business)

  • $100 Opening Deposit
  • $100 Minimum Balance ($3 charge if minimum balance is not maintained per quarter)
  • Interest Bearing Account
  • Free ATM Card Available
  • Quarterly Statements
  • $1 Charge for Each Withdrawal After Six (6) Per Quarter
  • Current Interest Rates

Money Market Account**
(Personal and Business)

  • $5,000 Opening Deposit
  • $5,000 Minimum Balance ($10 charge if minimum balance is not maintained per month)
  • Monthly Statements
  • $5 Charge for Each Withdrawal after six (6) Per Month
  • Tiered Interest Rates

** Limited to six (6) withdrawals from an account each statement cycle. This includes Automated Clearing House, electronic or transfer withdrawals.

Free Image Statements with Every Account